Medicare Advantage plans in Santa Cruz County, California (2026)
8 Medicare Advantage plans are available in this county for 2026, from the official CMS plan file. Click a column heading to sort, or filter by plan type below.
Looking for a standalone drug plan instead? Statewide Part D (PDP) options are on the California Medicare plans page.
Filter by your medications
Select the drugs you take to see which plans cover them, and at what tier. Coverage comes from each plan’s official CMS formulary file.
| Plan | Type | Monthly premium | Deductible | MOOP | Overall stars | Part D stars | Your drugs |
|---|---|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. |
HMO C-SNP | $0.00 | $0.00 | $296.00 | 3.5 ★ | 3.5 ★ | — |
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. |
HMO | $0.00 | $0.00 | $296.00 | 3.5 ★ | 3.5 ★ | — |
| Kaiser Permanente Dual Complete North P21 (HMO D-SNP) Kaiser Permanente |
HMO D-SNP | $0.00 | $0.00 | $9250.00 | 4 ★ | 4 ★ | — |
| TotalCare (HMO D-SNP) Central California Alliance for Health |
HMO D-SNP | $5.50 | $615.00 | $9250.00 | — | — | — |
| Alignment Health Sutter Advantage +More (HMO) Alignment Health Plan |
HMO | $59.00 | $0.00 | $4900.00 | 4 ★ | 3.5 ★ | — |
| Alignment Health My Choice (PPO) Alignment Health Plan |
PPO | $77.00 | $0.00 | $4200.00 | 4 ★ | 4.5 ★ | — |
| Kaiser Permanente Senior Advantage Santa Cruz (HMO) Kaiser Permanente |
HMO | $88.00 | $0.00 | $4900.00 | 4.5 ★ | 5 ★ | — |
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. |
HMO | — | — | $2999.00 | 3.5 ★ | 3.5 ★ | — |
This is pricing information, not medical advice. Talk to your doctor or pharmacist before changing any medication.