Medicare Advantage plans in Charlotte County, Florida (2026)
74 Medicare Advantage plans are available in this county for 2026, from the official CMS plan file. Click a column heading to sort, or filter by plan type below.
Looking for a standalone drug plan instead? Statewide Part D (PDP) options are on the Florida Medicare plans page.
Filter by your medications
Select the drugs you take to see which plans cover them, and at what tier. Coverage comes from each plan’s official CMS formulary file.
| Plan | Type | Monthly premium | Deductible | MOOP | Overall stars | Part D stars | Your drugs |
|---|---|---|---|---|---|---|---|
| Wellcare Giveback (HMO) Wellcare |
HMO | $0.00 | $615.00 | $7200.00 | 4 ★ | 4 ★ | — |
| Wellcare Simple (HMO) Wellcare |
HMO | $0.00 | $615.00 | $3000.00 | 4 ★ | 4 ★ | — |
| BlueMedicare Classic (HMO) Florida Blue HMO |
HMO | $0.00 | $615.00 | $6750.00 | 4 ★ | 4 ★ | — |
| BlueMedicare Premier (HMO) Florida Blue HMO |
HMO | $0.00 | $615.00 | $4200.00 | 4 ★ | 4 ★ | — |
| Humana Gold Plus H1036-217 (HMO) Humana |
HMO | $0.00 | $615.00 | $3800.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus Giveback H1036-278 (HMO) Humana |
HMO | $0.00 | $0.00 | $4400.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus SNP-DE H1036-285 (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $530.00 | $3400.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus Lung (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $3300.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $3300.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $3300.00 | 4.5 ★ | 4 ★ | — |
| Humana Dual Integrated (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $0.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $270.00 | $3800.00 | 4.5 ★ | 4.5 ★ | — |
| AARP Medicare Advantage from UHC FL-0010 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $270.00 | $3400.00 | 4.5 ★ | 4.5 ★ | — |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $0.00 | $442.00 | $9250.00 | 4.5 ★ | 4.5 ★ | — |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare |
HMO-POS C-SNP | $0.00 | $270.00 | $3400.00 | 4.5 ★ | 4.5 ★ | — |
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $600.00 | $6700.00 | 4.5 ★ | 4.5 ★ | — |
| Aetna Medicare Select (HMO) Aetna Medicare |
HMO | $0.00 | $0.00 | $3300.00 | 4.5 ★ | 4 ★ | — |
| Aetna Medicare Select Extra (HMO-POS) Aetna Medicare |
HMO-POS | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 4 ★ | — |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| AARP Medicare Advantage from UHC FL-0017 (PPO) UnitedHealthcare |
PPO | $0.00 | $600.00 | $6700.00 | 4 ★ | 3.5 ★ | — |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 ★ | 4 ★ | — |
| HumanaChoice Florida H5216-072 (PPO) Humana |
PPO | $0.00 | $615.00 | $5600.00 | 3.5 ★ | 3 ★ | — |
| HumanaChoice Florida H5216-304 (PPO) Humana |
PPO | $0.00 | $615.00 | $4700.00 | 3.5 ★ | 3 ★ | — |
| Humana Full Access Giveback H5216-393 (PPO) Humana |
PPO | $0.00 | $600.00 | $6750.00 | 3.5 ★ | 3 ★ | — |
| Humana Direct Choice Giveback (PPO) Humana |
PPO | $0.00 | $250.00 | $6750.00 | 3.5 ★ | 3 ★ | — |
| HealthSpring Preferred (HMO) HealthSpring |
HMO | $0.00 | $615.00 | $6750.00 | 3.5 ★ | 3.5 ★ | — |
| Freedom Medicare Plan Rx (HMO) Freedom Health, Inc. |
HMO | $0.00 | $0.00 | $4200.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. |
HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. |
HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom Platinum Plan Rx (HMO) Freedom Health, Inc. |
HMO | $0.00 | $0.00 | $2750.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. |
HMO | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ | — |
| BlueMedicare Value (PPO) Florida Blue |
PPO | $0.00 | $615.00 | $6750.00 | 3.5 ★ | 3.5 ★ | — |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ | — |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $5500.00 | 4.5 ★ | 5 ★ | — |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ | — |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4 ★ | — |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4 ★ | — |
| Optimum Diamond Rewards (HMO C-SNP) Optimum HealthCare, Inc. |
HMO C-SNP | $0.00 | $0.00 | $6800.00 | 4.5 ★ | 4 ★ | — |
| Optimum Diamond Rewards COPD (HMO C-SNP) Optimum HealthCare, Inc. |
HMO C-SNP | $0.00 | $0.00 | $6800.00 | 4.5 ★ | 4 ★ | — |
| HumanaChoice Florida H7617-109 (PPO) Humana |
PPO | $0.00 | $615.00 | $4700.00 | 4.5 ★ | 4 ★ | — |
| Humana Full Access Giveback H7617-111 (PPO) Humana |
PPO | $0.00 | $600.00 | $6750.00 | 4.5 ★ | 4 ★ | — |
| Humana Direct Choice Giveback (PPO) Humana |
PPO | $0.00 | $130.00 | $6750.00 | 4.5 ★ | 4 ★ | — |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare |
PPO I-SNP | $4.80 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $3000.00 | 4 ★ | 4 ★ | — |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan |
HMO I-SNP | $4.80 | $615.00 | $9250.00 | — | 5 ★ | — |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana |
PPO D-SNP | $4.80 | $615.00 | $4900.00 | 3.5 ★ | 3 ★ | — |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring |
HMO D-SNP | $4.80 | $615.00 | $1500.00 | 3.5 ★ | 3.5 ★ | — |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring |
HMO D-SNP | $4.80 | $615.00 | $4500.00 | 3.5 ★ | 3.5 ★ | — |
| American Health Advantage of Florida (HMO I-SNP) American Health Advantage of Florida |
HMO I-SNP | $4.80 | $615.00 | $9250.00 | — | — | — |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare |
Regional PPO D-SNP | $4.80 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice R5826-074 (Regional PPO) Humana |
Regional PPO | $41.00 | $615.00 | $7550.00 | 3.5 ★ | 3.5 ★ | — |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare |
Regional PPO | $62.00 | $600.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| BlueMedicare Select (PPO) Florida Blue |
PPO | $153.70 | $615.00 | $6750.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice R5826-005 (Regional PPO) Humana |
Regional PPO | $184.00 | $615.00 | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| Wellcare Patriot Giveback (HMO) Wellcare |
HMO | — | — | $5000.00 | 4 ★ | 4 ★ | — |
| Humana USAA Honor Giveback (HMO) Humana |
HMO | — | — | $6700.00 | 4.5 ★ | 4 ★ | — |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare |
PPO | — | — | $8900.00 | 4 ★ | 3.5 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6000.00 | 3.5 ★ | 3 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6750.00 | 3.5 ★ | 3 ★ | — |
| BlueMedicare Patriot (PPO) Florida Blue |
PPO | — | — | $6750.00 | 3.5 ★ | 3.5 ★ | — |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare |
PPO | — | — | $6750.00 | 4.5 ★ | 5 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6750.00 | 4.5 ★ | 4 ★ | — |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare |
Regional PPO | — | — | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice R5826-018 (Regional PPO) Humana |
Regional PPO | — | — | $7550.00 | 3.5 ★ | 3.5 ★ | — |
This is pricing information, not medical advice. Talk to your doctor or pharmacist before changing any medication.