Medicare Advantage plans in Hernando County, Florida (2026)
106 Medicare Advantage plans are available in this county for 2026, from the official CMS plan file. Click a column heading to sort, or filter by plan type below.
Looking for a standalone drug plan instead? Statewide Part D (PDP) options are on the Florida Medicare plans page.
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Select the drugs you take to see which plans cover them, and at what tier. Coverage comes from each plan’s official CMS formulary file.
| Plan | Type | Monthly premium | Deductible | MOOP | Overall stars | Part D stars | Your drugs |
|---|---|---|---|---|---|---|---|
| Wellcare Giveback (HMO) Wellcare |
HMO | $0.00 | $615.00 | $7200.00 | 4 ★ | 4 ★ | — |
| Wellcare Simple (HMO) Wellcare |
HMO | $0.00 | $615.00 | $2500.00 | 4 ★ | 4 ★ | — |
| BlueMedicare Classic (HMO) Florida Blue HMO |
HMO | $0.00 | $615.00 | $6750.00 | 4 ★ | 4 ★ | — |
| BlueMedicare Premier (HMO) Florida Blue HMO |
HMO | $0.00 | $615.00 | $5500.00 | 4 ★ | 4 ★ | — |
| Humana Gold Plus H1036-025 (HMO) Humana |
HMO | $0.00 | $615.00 | $2000.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $0.00 | $1500.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus Giveback H1036-265 (HMO) Humana |
HMO | $0.00 | $0.00 | $2400.00 | 4.5 ★ | 4 ★ | — |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $20.00 | $3400.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $2000.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus Lung (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $2000.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $3300.00 | 4.5 ★ | 4 ★ | — |
| Humana Dual Integrated (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $0.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $270.00 | $3800.00 | 4.5 ★ | 4.5 ★ | — |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $0.00 | $442.00 | $9250.00 | 4.5 ★ | 4.5 ★ | — |
| AARP Medicare Advantage from UHC FL-0013 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $270.00 | $3500.00 | 4.5 ★ | 4.5 ★ | — |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare |
HMO-POS C-SNP | $0.00 | $270.00 | $3400.00 | 4.5 ★ | 4.5 ★ | — |
| AARP Medicare Advantage CareFlex from UHC FL-32 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $600.00 | $6700.00 | 4.5 ★ | 4.5 ★ | — |
| Health First Complete Care H1099-023 (HMO) Health First Health Plans, Inc. |
HMO | $0.00 | $0.00 | $2400.00 | 4 ★ | 3.5 ★ | — |
| Health First Emerald Plus H1099-024 (HMO) Health First Health Plans, Inc. |
HMO | $0.00 | $0.00 | $3200.00 | 4 ★ | 3.5 ★ | — |
| Health First Premier Access H1099-025 (HMO-POS) Health First Health Plans, Inc. |
HMO-POS | $0.00 | $200.00 | $4500.00 | 4 ★ | 3.5 ★ | — |
| DEVOTED DUAL 024 FL (HMO D-SNP) Devoted Health |
HMO D-SNP | $0.00 | $615.00 | $3900.00 | 5 ★ | 4 ★ | — |
| DEVOTED CORE 036 FL (HMO) Devoted Health |
HMO | $0.00 | $615.00 | $3900.00 | 5 ★ | 4 ★ | — |
| DEVOTED GIVEBACK 051 FL (HMO) Devoted Health |
HMO | $0.00 | $615.00 | $6750.00 | 5 ★ | 4 ★ | — |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) Devoted Health |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 5 ★ | 4 ★ | — |
| DEVOTED CORE 058 FL (HMO) Devoted Health |
HMO | $0.00 | $0.00 | $3900.00 | 5 ★ | 4 ★ | — |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan |
HMO-POS C-SNP | $0.00 | $0.00 | $2700.00 | — | 3 ★ | — |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan |
HMO-POS C-SNP | $0.00 | $615.00 | $9250.00 | — | 3 ★ | — |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan |
HMO-POS C-SNP | $0.00 | $0.00 | $3100.00 | — | 3 ★ | — |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare |
HMO C-SNP | $0.00 | $200.00 | $4200.00 | 4.5 ★ | 4 ★ | — |
| Aetna Medicare Select (HMO) Aetna Medicare |
HMO | $0.00 | $200.00 | $4200.00 | 4.5 ★ | 4 ★ | — |
| AARP Medicare Advantage from UHC FL-0019 (PPO) UnitedHealthcare |
PPO | $0.00 | $600.00 | $5900.00 | 4 ★ | 3.5 ★ | — |
| UHC Dual Complete FL-Y001 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 ★ | 4 ★ | — |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 ★ | 4 ★ | — |
| Premier by Ultimate (HMO) Ultimate Health Plans |
HMO | $0.00 | $0.00 | $1900.00 | 4 ★ | 3.5 ★ | — |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans |
HMO C-SNP | $0.00 | $0.00 | $1750.00 | 4 ★ | 3.5 ★ | — |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans |
HMO C-SNP | $0.00 | $0.00 | $1750.00 | 4 ★ | 3.5 ★ | — |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4 ★ | 3.5 ★ | — |
| SECUR Edge (HMO I-SNP) SECUR Health Plan |
HMO I-SNP | $0.00 | $615.00 | $3400.00 | — | — | — |
| HumanaChoice Florida H5216-072 (PPO) Humana |
PPO | $0.00 | $615.00 | $5600.00 | 3.5 ★ | 3 ★ | — |
| HumanaChoice Florida H5216-304 (PPO) Humana |
PPO | $0.00 | $615.00 | $4700.00 | 3.5 ★ | 3 ★ | — |
| Humana Full Access Giveback H5216-393 (PPO) Humana |
PPO | $0.00 | $600.00 | $6750.00 | 3.5 ★ | 3 ★ | — |
| Humana Direct Choice Giveback (PPO) Humana |
PPO | $0.00 | $250.00 | $6750.00 | 3.5 ★ | 3 ★ | — |
| HealthSpring Preferred (HMO) HealthSpring |
HMO | $0.00 | $615.00 | $6750.00 | 3.5 ★ | 3.5 ★ | — |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. |
HMO C-SNP | $0.00 | $0.00 | $1000.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. |
HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. |
HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| BlueMedicare Value (PPO) Florida Blue |
PPO | $0.00 | $615.00 | $6750.00 | 3.5 ★ | 3.5 ★ | — |
| Simply Level (HMO C-SNP) Simply Healthcare Plans, Inc. |
HMO C-SNP | $0.00 | $0.00 | $3450.00 | 4.5 ★ | 4.5 ★ | — |
| Simply More (HMO) Simply Healthcare Plans, Inc. |
HMO | $0.00 | $0.00 | $3450.00 | 4.5 ★ | 4.5 ★ | — |
| Simply Extra Platinum (HMO) Simply Healthcare Plans, Inc. |
HMO | $0.00 | $0.00 | $3200.00 | 4.5 ★ | 4.5 ★ | — |
| Simply Level Platinum (HMO C-SNP) Simply Healthcare Plans, Inc. |
HMO C-SNP | $0.00 | $0.00 | $2450.00 | 4.5 ★ | 4.5 ★ | — |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ | — |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ | — |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ | — |
| Optimum Gold Rewards Plan (HMO) Optimum HealthCare, Inc. |
HMO | $0.00 | $0.00 | $1900.00 | 4.5 ★ | 4 ★ | — |
| Optimum Platinum Plan (HMO) Optimum HealthCare, Inc. |
HMO | $0.00 | $0.00 | $1000.00 | 4.5 ★ | 4 ★ | — |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4 ★ | — |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4 ★ | — |
| Optimum Diamond Rewards (HMO C-SNP) Optimum HealthCare, Inc. |
HMO C-SNP | $0.00 | $0.00 | $1750.00 | 4.5 ★ | 4 ★ | — |
| Optimum Diamond Rewards COPD (HMO C-SNP) Optimum HealthCare, Inc. |
HMO C-SNP | $0.00 | $0.00 | $1750.00 | 4.5 ★ | 4 ★ | — |
| Optimum Gold Plus Plan (HMO) Optimum HealthCare, Inc. |
HMO | $0.00 | $0.00 | $1900.00 | 4.5 ★ | 4 ★ | — |
| Optimum Diamond (HMO C-SNP) Optimum HealthCare, Inc. |
HMO C-SNP | $0.00 | $0.00 | $1000.00 | 4.5 ★ | 4 ★ | — |
| HumanaChoice Florida H7617-109 (PPO) Humana |
PPO | $0.00 | $615.00 | $4700.00 | 4.5 ★ | 4 ★ | — |
| Humana Full Access Giveback H7617-111 (PPO) Humana |
PPO | $0.00 | $600.00 | $6750.00 | 4.5 ★ | 4 ★ | — |
| Humana Direct Choice Giveback (PPO) Humana |
PPO | $0.00 | $130.00 | $6750.00 | 4.5 ★ | 4 ★ | — |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) Devoted Health |
PPO | $0.00 | $605.00 | $9250.00 | 4.5 ★ | 4.5 ★ | — |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare |
PPO I-SNP | $4.80 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $3000.00 | 4 ★ | 4 ★ | — |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| DEVOTED PREMIUM 037 FL (HMO) Devoted Health |
HMO | $4.80 | $615.00 | $3900.00 | 5 ★ | 4 ★ | — |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan |
HMO-POS C-SNP | $4.80 | $615.00 | $9250.00 | — | 3 ★ | — |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan |
HMO I-SNP | $4.80 | $615.00 | $9250.00 | — | 5 ★ | — |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans |
HMO D-SNP | $4.80 | $615.00 | $500.00 | 4 ★ | 3.5 ★ | — |
| SECUR Advantage (HMO I-SNP) SECUR Health Plan |
HMO I-SNP | $4.80 | $615.00 | $8300.00 | — | — | — |
| SECUR Enhanced (HMO I-SNP) SECUR Health Plan |
HMO I-SNP | $4.80 | $615.00 | $2500.00 | — | — | — |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana |
PPO D-SNP | $4.80 | $615.00 | $4900.00 | 3.5 ★ | 3 ★ | — |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring |
HMO D-SNP | $4.80 | $615.00 | $1500.00 | 3.5 ★ | 3.5 ★ | — |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring |
HMO D-SNP | $4.80 | $615.00 | $2950.00 | 3.5 ★ | 3.5 ★ | — |
| Simply Complete (HMO D-SNP) Simply Healthcare Plans, Inc. |
HMO D-SNP | $4.80 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. |
HMO D-SNP | $4.80 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| Simply Integrated (HMO D-SNP) Simply Healthcare Plans, Inc. |
HMO D-SNP | $4.80 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ | — |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare |
Regional PPO D-SNP | $4.80 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice R5826-074 (Regional PPO) Humana |
Regional PPO | $41.00 | $615.00 | $7550.00 | 3.5 ★ | 3.5 ★ | — |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare |
Regional PPO | $62.00 | $600.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice R5826-005 (Regional PPO) Humana |
Regional PPO | $184.00 | $615.00 | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| Wellcare Patriot Giveback (HMO) Wellcare |
HMO | — | — | $5000.00 | 4 ★ | 4 ★ | — |
| Humana USAA Honor Giveback (HMO) Humana |
HMO | — | — | $3900.00 | 4.5 ★ | 4 ★ | — |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare |
PPO | — | — | $8900.00 | 4 ★ | 3.5 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6000.00 | 3.5 ★ | 3 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6750.00 | 3.5 ★ | 3 ★ | — |
| Freedom Savings Plan (HMO) Freedom Health, Inc. |
HMO | — | — | $4200.00 | 4.5 ★ | 4.5 ★ | — |
| BlueMedicare Patriot (PPO) Florida Blue |
PPO | — | — | $6750.00 | 3.5 ★ | 3.5 ★ | — |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare |
PPO | — | — | $6750.00 | 4.5 ★ | 5 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6750.00 | 4.5 ★ | 4 ★ | — |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare |
Regional PPO | — | — | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice R5826-018 (Regional PPO) Humana |
Regional PPO | — | — | $7550.00 | 3.5 ★ | 3.5 ★ | — |
This is pricing information, not medical advice. Talk to your doctor or pharmacist before changing any medication.