Medicare Advantage plans in St. Lucie County, Florida (2026)
91 Medicare Advantage plans are available in this county for 2026, from the official CMS plan file. Click a column heading to sort, or filter by plan type below.
Looking for a standalone drug plan instead? Statewide Part D (PDP) options are on the Florida Medicare plans page.
| Plan | Type | Monthly premium | Deductible | MOOP | Overall stars | Part D stars |
|---|---|---|---|---|---|---|
| Wellcare Giveback (HMO) Wellcare |
HMO | $0.00 | $615.00 | $7200.00 | 4 ★ | 4 ★ |
| Wellcare Simple (HMO) Wellcare |
HMO | $0.00 | $615.00 | $2900.00 | 4 ★ | 4 ★ |
| BlueMedicare Classic (HMO) Florida Blue HMO |
HMO | $0.00 | $615.00 | $6750.00 | 4 ★ | 4 ★ |
| BlueMedicare Premier (HMO) Florida Blue HMO |
HMO | $0.00 | $615.00 | $4200.00 | 4 ★ | 4 ★ |
| Humana Gold Plus H1036-229 (HMO) Humana |
HMO | $0.00 | $615.00 | $3800.00 | 4.5 ★ | 4 ★ |
| Humana Gold Plus Giveback H1036-286 (HMO) Humana |
HMO | $0.00 | $0.00 | $5500.00 | 4.5 ★ | 4 ★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $3350.00 | 4.5 ★ | 4 ★ |
| Humana Gold Plus Lung (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $3350.00 | 4.5 ★ | 4 ★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $615.00 | $3300.00 | 4.5 ★ | 4 ★ |
| Humana Dual Integrated (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $0.00 | $9250.00 | 4.5 ★ | 4 ★ |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $270.00 | $3800.00 | 4.5 ★ | 4.5 ★ |
| AARP Medicare Advantage from UHC FL-001P (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $270.00 | $3900.00 | 4.5 ★ | 4.5 ★ |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $0.00 | $442.00 | $9250.00 | 4.5 ★ | 4.5 ★ |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare |
HMO-POS C-SNP | $0.00 | $270.00 | $3400.00 | 4.5 ★ | 4.5 ★ |
| AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $600.00 | $6700.00 | 4.5 ★ | 4.5 ★ |
| DEVOTED GIVEBACK 045 FL (HMO) Devoted Health |
HMO | $0.00 | $605.00 | $6750.00 | 5 ★ | 4 ★ |
| DEVOTED CORE 046 FL (HMO) Devoted Health |
HMO | $0.00 | $615.00 | $4900.00 | 5 ★ | 4 ★ |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) Devoted Health |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 5 ★ | 4 ★ |
| DEVOTED CORE 066 FL (HMO) Devoted Health |
HMO | $0.00 | $0.00 | $4900.00 | 5 ★ | 4 ★ |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan |
HMO-POS C-SNP | $0.00 | $0.00 | $2700.00 | — | 3 ★ |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan |
HMO-POS C-SNP | $0.00 | $615.00 | $9250.00 | — | 3 ★ |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan |
HMO-POS C-SNP | $0.00 | $0.00 | $3100.00 | — | 3 ★ |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ |
| Aetna Medicare Select (HMO) Aetna Medicare |
HMO | $0.00 | $200.00 | $3300.00 | 4.5 ★ | 4 ★ |
| Aetna Medicare Select Extra (HMO-POS) Aetna Medicare |
HMO-POS | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 4 ★ |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ |
| Aetna Medicare Select (HMO) Aetna Medicare |
HMO | $0.00 | $200.00 | $3900.00 | 4.5 ★ | 4 ★ |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ |
| AARP Medicare Advantage from UHC FL-0025 (PPO) UnitedHealthcare |
PPO | $0.00 | $520.00 | $5900.00 | 4 ★ | 3.5 ★ |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $0.00 | $615.00 | $9250.00 | 3.5 ★ | 4 ★ |
| Premier by Ultimate (HMO) Ultimate Health Plans |
HMO | $0.00 | $0.00 | $1900.00 | 4 ★ | 3.5 ★ |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans |
HMO C-SNP | $0.00 | $0.00 | $2600.00 | 4 ★ | 3.5 ★ |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans |
HMO C-SNP | $0.00 | $0.00 | $2800.00 | 4 ★ | 3.5 ★ |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4 ★ | 3.5 ★ |
| HumanaChoice Florida H5216-062 (PPO) Humana |
PPO | $0.00 | $615.00 | $4150.00 | 3.5 ★ | 3 ★ |
| Humana Full Access Giveback H5216-311 (PPO) Humana |
PPO | $0.00 | $600.00 | $6700.00 | 3.5 ★ | 3 ★ |
| HealthSpring Preferred (HMO) HealthSpring |
HMO | $0.00 | $615.00 | $6750.00 | 3.5 ★ | 3.5 ★ |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. |
HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. |
HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ |
| Freedom Platinum Plan Rx (HMO) Freedom Health, Inc. |
HMO | $0.00 | $0.00 | $1750.00 | 4.5 ★ | 4.5 ★ |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. |
HMO | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ |
| Freedom VIP Rewards (HMO C-SNP) Freedom Health, Inc. |
HMO C-SNP | $0.00 | $0.00 | $3400.00 | 4.5 ★ | 4.5 ★ |
| BlueMedicare Value (PPO) Florida Blue |
PPO | $0.00 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4.5 ★ |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6350.00 | 4.5 ★ | 5 ★ |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $5900.00 | 4.5 ★ | 5 ★ |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4 ★ |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. |
HMO D-SNP | $0.00 | $615.00 | $500.00 | 4.5 ★ | 4 ★ |
| Optimum Diamond Rewards (HMO C-SNP) Optimum HealthCare, Inc. |
HMO C-SNP | $0.00 | $0.00 | $6800.00 | 4.5 ★ | 4 ★ |
| Optimum Diamond Rewards COPD (HMO C-SNP) Optimum HealthCare, Inc. |
HMO C-SNP | $0.00 | $0.00 | $6800.00 | 4.5 ★ | 4 ★ |
| Humana Full Access Giveback H7617-110 (PPO) Humana |
PPO | $0.00 | $600.00 | $6700.00 | 4.5 ★ | 4 ★ |
| HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP) Humana |
PPO D-SNP | $0.00 | $615.00 | $4900.00 | 4.5 ★ | 4 ★ |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) Devoted Health |
PPO | $0.00 | $605.00 | $9250.00 | 4.5 ★ | 4.5 ★ |
| Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP) Humana |
HMO D-SNP | $0.10 | $615.00 | $6650.00 | 4.5 ★ | 4 ★ |
| DEVOTED DUAL 039 FL (HMO D-SNP) Devoted Health |
HMO D-SNP | $3.90 | $615.00 | $4900.00 | 5 ★ | 4 ★ |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare |
PPO I-SNP | $4.80 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $3000.00 | 4 ★ | 4 ★ |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare |
HMO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan |
HMO-POS C-SNP | $4.80 | $615.00 | $9250.00 | — | 3 ★ |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan |
HMO I-SNP | $4.80 | $615.00 | $9250.00 | — | 5 ★ |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $4.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans |
HMO D-SNP | $4.80 | $615.00 | $500.00 | 4 ★ | 3.5 ★ |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring |
HMO D-SNP | $4.80 | $615.00 | $1500.00 | 3.5 ★ | 3.5 ★ |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring |
HMO D-SNP | $4.80 | $615.00 | $4500.00 | 3.5 ★ | 3.5 ★ |
| HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP) Humana |
PPO D-SNP | $4.80 | $615.00 | $4900.00 | 3.5 ★ | 3 ★ |
| Florida Complete Care (HMO I-SNP) Florida Complete Care |
HMO I-SNP | $4.80 | $615.00 | $3400.00 | 3 ★ | 4.5 ★ |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care |
HMO-POS I-SNP | $4.80 | $615.00 | $3400.00 | 3 ★ | 4.5 ★ |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care |
HMO-POS D-SNP | $4.80 | $615.00 | $3400.00 | 3 ★ | 4.5 ★ |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare |
Regional PPO D-SNP | $4.80 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ |
| HumanaChoice R5826-074 (Regional PPO) Humana |
Regional PPO | $41.00 | $615.00 | $7550.00 | 3.5 ★ | 3.5 ★ |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare |
Regional PPO | $62.00 | $600.00 | $9250.00 | 3.5 ★ | 3.5 ★ |
| Aetna Medicare Premier (PPO) Aetna Medicare |
PPO | $74.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ |
| BlueMedicare Select (PPO) Florida Blue |
PPO | $153.70 | $615.00 | $6750.00 | 3.5 ★ | 3.5 ★ |
| HumanaChoice R5826-005 (Regional PPO) Humana |
Regional PPO | $184.00 | $615.00 | $6700.00 | 3.5 ★ | 3.5 ★ |
| Wellcare Patriot Giveback (HMO) Wellcare |
HMO | — | — | $5000.00 | 4 ★ | 4 ★ |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare |
PPO | — | — | $8900.00 | 4 ★ | 3.5 ★ |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $4900.00 | 3.5 ★ | 3 ★ |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6750.00 | 3.5 ★ | 3 ★ |
| Freedom Savings Plan (HMO) Freedom Health, Inc. |
HMO | — | — | $4200.00 | 4.5 ★ | 4.5 ★ |
| BlueMedicare Patriot (PPO) Florida Blue |
PPO | — | — | $6750.00 | 3.5 ★ | 3.5 ★ |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare |
PPO | — | — | $6750.00 | 4.5 ★ | 5 ★ |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6750.00 | 4.5 ★ | 4 ★ |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare |
Regional PPO | — | — | $9250.00 | 3.5 ★ | 3.5 ★ |
| HumanaChoice R5826-018 (Regional PPO) Humana |
Regional PPO | — | — | $7550.00 | 3.5 ★ | 3.5 ★ |
This is pricing information, not medical advice. Talk to your doctor or pharmacist before changing any medication.