Medicare Advantage plans in Essex County, New Jersey (2026)
48 Medicare Advantage plans are available in this county for 2026, from the official CMS plan file. Click a column heading to sort, or filter by plan type below.
Looking for a standalone drug plan instead? Statewide Part D (PDP) options are on the New Jersey Medicare plans page.
Filter by your medications
Select the drugs you take to see which plans cover them, and at what tier. Coverage comes from each plan’s official CMS formulary file.
| Plan | Type | Monthly premium | Deductible | MOOP | Overall stars | Part D stars | Your drugs |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $520.00 | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $600.00 | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| Braven Medicare Choice (PPO) Braven Health |
PPO | $0.00 | $300.00 | $9250.00 | 4 ★ | 4.5 ★ | — |
| Braven Medicare Choice Plus (PPO) Braven Health |
PPO | $0.00 | $225.00 | $9250.00 | 4 ★ | 4.5 ★ | — |
| Wellcare Giveback (HMO-POS) Wellcare |
HMO-POS | $0.00 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Wellcare Simple (HMO-POS) Wellcare |
HMO-POS | $0.00 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint |
HMO-POS C-SNP | $0.00 | $340.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Clover Health Choice (PPO) Clover Health |
PPO | $0.00 | $150.00 | $9250.00 | 3.5 ★ | 3 ★ | — |
| Clover Health Choice Giveback (PPO) Clover Health |
PPO | $0.00 | $200.00 | $8499.00 | 3.5 ★ | 3 ★ | — |
| HumanaChoice Giveback H5216-319 (PPO) Humana |
PPO | $0.00 | $360.00 | $7250.00 | 3.5 ★ | 3 ★ | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $450.00 | $8850.00 | 3.5 ★ | 3.5 ★ | — |
| Humana Gold Plus H6622-100 (HMO) Humana |
HMO | $0.00 | $225.00 | $8500.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice Giveback H7617-045 (PPO) Humana |
PPO | $0.00 | $360.00 | $7250.00 | 4.5 ★ | 4 ★ | — |
| HealthSpring True Choice (PPO) HealthSpring |
PPO | $0.00 | $250.00 | $6800.00 | 3 ★ | 3 ★ | — |
| Clover Health Classic (HMO) Clover Health |
HMO | $0.00 | $0.00 | $6000.00 | 4 ★ | 3 ★ | — |
| AARP Medicare Advantage from UHC NJ-6 (PPO) UnitedHealthcare |
PPO | $0.00 | $600.00 | $8900.00 | 3.5 ★ | 3.5 ★ | — |
| Aetna Medicare Elite (HMO) Aetna Medicare |
HMO | $15.00 | $615.00 | $9250.00 | 4 ★ | 3.5 ★ | — |
| Clover Health Choice Value (PPO) Clover Health |
PPO | $31.00 | $220.00 | $9250.00 | 3.5 ★ | 3 ★ | — |
| Clover Health Value (HMO) Clover Health |
HMO | $31.00 | $200.00 | $4500.00 | 4 ★ | 3 ★ | — |
| HumanaChoice H5216-461 (PPO) Humana |
PPO | $31.10 | $615.00 | $9250.00 | 3.5 ★ | 3 ★ | — |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint |
HMO D-SNP | $32.10 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) Wellpoint |
HMO-POS D-SNP | $32.10 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Wellcare Low Premium (HMO-POS) Wellcare |
HMO-POS | $34.00 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| UHC Dual Complete NJ-Y001 (HMO D-SNP) UnitedHealthcare |
HMO D-SNP | $37.20 | $615.00 | $9250.00 | 3.5 ★ | 4 ★ | — |
| Braven Medicare Freedom (PPO) Braven Health |
PPO | $40.00 | $300.00 | $9250.00 | 4 ★ | 4.5 ★ | — |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan |
PPO I-SNP | $40.00 | $615.00 | $9250.00 | 4 ★ | 3 ★ | — |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) UnitedHealthcare |
PPO I-SNP | $42.40 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| Horizon NJ TotalCare (HMO D-SNP) Horizon Blue Cross Blue Shield of New Jersey |
HMO D-SNP | $42.70 | $615.00 | $9250.00 | 4 ★ | 4.5 ★ | — |
| AARP Medicare Advantage from UHC NJ-0004 (PPO) UnitedHealthcare |
PPO | $45.00 | $600.00 | $7900.00 | 3.5 ★ | 3.5 ★ | — |
| Wellcare Assist (HMO-POS) Wellcare |
HMO-POS | $45.20 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare |
HMO D-SNP | $54.20 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Better Health of New Jersey |
HMO D-SNP | $54.20 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) UnitedHealthcare |
HMO-POS | $62.00 | $420.00 | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| AARP Medicare Advantage from UHC NJ-0005 (PPO) UnitedHealthcare |
PPO | $72.00 | $600.00 | $7550.00 | 3.5 ★ | 3.5 ★ | — |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare |
PPO | $91.00 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $94.00 | $500.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) UnitedHealthcare |
HMO-POS | $95.00 | $420.00 | $6500.00 | 3.5 ★ | 3.5 ★ | — |
| Aetna Medicare Signature (HMO) Aetna Medicare |
HMO | $108.00 | $615.00 | $9250.00 | 4 ★ | 3.5 ★ | — |
| Aetna Medicare Signature (Regional PPO) Aetna Medicare |
Regional PPO | $139.00 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan |
PPO I-SNP | $172.00 | $615.00 | $4250.00 | 4 ★ | 3 ★ | — |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) UnitedHealthcare |
HMO-POS | — | — | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| Braven Medicare Salute - No Rx (PPO) Braven Health |
PPO | — | — | $7000.00 | 4 ★ | 4.5 ★ | — |
| Wellcare Patriot Simple (HMO-POS) Wellcare |
HMO-POS | — | — | $7550.00 | 3.5 ★ | 3.5 ★ | — |
| Aetna Medicare Eagle Giveback (HMO) Aetna Medicare |
HMO | — | — | $9250.00 | 4 ★ | 3.5 ★ | — |
| Clover Health Valor (PPO) Clover Health |
PPO | — | — | $9250.00 | 3.5 ★ | 3 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $6750.00 | 3.5 ★ | 3 ★ | — |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare |
PPO | — | — | $9250.00 | 4.5 ★ | 5 ★ | — |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) UnitedHealthcare |
PPO | — | — | $6700.00 | 3.5 ★ | 3.5 ★ | — |
This is pricing information, not medical advice. Talk to your doctor or pharmacist before changing any medication.