Medicare Advantage plans in Niagara County, New York (2026)
63 Medicare Advantage plans are available in this county for 2026, from the official CMS plan file. Click a column heading to sort, or filter by plan type below.
Looking for a standalone drug plan instead? Statewide Part D (PDP) options are on the New York Medicare plans page.
| Plan | Type | Monthly premium | Deductible | MOOP | Overall stars | Part D stars |
|---|---|---|---|---|---|---|
| Wellcare Simple Open (PPO) Wellcare |
PPO | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Wellcare Giveback Open (PPO) Wellcare |
PPO | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare |
HMO-POS | $0.00 | $500.00 | $6750.00 | 3 ★ | 3 ★ |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc |
HMO | $0.00 | $615.00 | $8500.00 | 4 ★ | 4 ★ |
| Univera SeniorChoice Extra (HMO) Excellus Health Plan, Inc |
HMO | $0.00 | $615.00 | $8500.00 | 4 ★ | 4 ★ |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $440.00 | $8300.00 | 3.5 ★ | 3.5 ★ |
| UHC Complete Care NY-30 (HMO-POS C-SNP) UnitedHealthcare |
HMO-POS C-SNP | $0.00 | $440.00 | $8300.00 | 3.5 ★ | 3.5 ★ |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
HMO | $0.00 | $615.00 | $6750.00 | 4 ★ | 4.5 ★ |
| Community Blue Medicare HMO Merit (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
HMO | $0.00 | $615.00 | $8300.00 | 4 ★ | 4.5 ★ |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Wellcare Simple (HMO-POS) Wellcare |
HMO-POS | $0.00 | $615.00 | $9250.00 | 3 ★ | 3 ★ |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $7900.00 | 4.5 ★ | 5 ★ |
| Wellcare Fidelis Simple (HMO-POS) Wellcare |
HMO-POS | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| HumanaChoice Giveback H5970-030 (PPO) Humana |
PPO | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) Humana |
PPO D-SNP | $0.90 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $5.90 | $615.00 | $9250.00 | 3 ★ | 3 ★ |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $23.10 | $615.00 | $9250.00 | 3 ★ | 3 ★ |
| VNS Health EasyCare (HMO) VNS Health Medicare |
HMO | $25.00 | $500.00 | $9250.00 | 3.5 ★ | 3.5 ★ |
| Aetna Medicare Premier (PPO) Aetna Medicare |
PPO | $27.00 | $500.00 | $6900.00 | 4.5 ★ | 5 ★ |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $31.00 | $615.00 | $9250.00 | 4 ★ | 4.5 ★ |
| HumanaChoice H5970-029 (PPO) Humana |
PPO | $32.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Wellcare Fidelis Assist (HMO-POS) Wellcare |
HMO-POS | $32.50 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare |
PPO | $38.00 | $600.00 | $8500.00 | 3.5 ★ | 4 ★ |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health |
HMO | $40.00 | $250.00 | $9250.00 | 5 ★ | 5 ★ |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
HMO | $49.00 | $615.00 | $6750.00 | 4 ★ | 4.5 ★ |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc |
HMO-POS | $50.80 | $300.00 | $7500.00 | 4 ★ | 4 ★ |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $52.80 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare |
PPO I-SNP | $58.80 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare |
PPO D-SNP | $58.80 | $510.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Wellcare Assist Open (PPO) Wellcare |
PPO | $58.80 | $530.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Independent Health's Medicare Passport Connect (PPO) Independent Health |
PPO | $58.80 | $615.00 | $9250.00 | 4.5 ★ | 4.5 ★ |
| Independent Health's Medicare Family Choice (HMO I-SNP) Independent Health |
HMO I-SNP | $58.80 | $0.00 | $3000.00 | 5 ★ | 5 ★ |
| UHC Dual Complete NY-Y001 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $58.80 | $615.00 | $9250.00 | 4 ★ | 4.5 ★ |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $58.80 | $615.00 | $9250.00 | 4 ★ | 4.5 ★ |
| Wellcare Dual Access (HMO D-SNP) Wellcare |
HMO D-SNP | $58.80 | $410.00 | $9250.00 | 3 ★ | 3 ★ |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare |
PPO I-SNP | $58.80 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare |
HMO D-SNP | $58.80 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare |
HMO D-SNP | $58.80 | $580.00 | $9250.00 | 3 ★ | 3.5 ★ |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) Nascentia Health Plus |
HMO D-SNP | $58.80 | $615.00 | $8500.00 | — | 2.5 ★ |
| Nascentia Skilled Nursing Facility (HMO I-SNP) Nascentia Health Plus |
HMO I-SNP | $58.80 | $615.00 | $6000.00 | — | 2.5 ★ |
| Nascentia Dual Advantage (HMO D-SNP) Nascentia Health Plus |
HMO D-SNP | $58.80 | $615.00 | $8500.00 | — | 2.5 ★ |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc |
HMO-POS | $69.80 | $295.00 | $6700.00 | 4 ★ | 4 ★ |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc |
HMO-POS | $83.20 | $250.00 | $6000.00 | 4 ★ | 4 ★ |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health |
HMO | $95.00 | $150.00 | $7500.00 | 5 ★ | 5 ★ |
| Senior Blue 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
HMO | $97.00 | $615.00 | $6700.00 | 4 ★ | 4.5 ★ |
| Forever Blue Value (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
PPO | $152.00 | $615.00 | $6700.00 | 4.5 ★ | 4.5 ★ |
| MVP Medicare WellSelect with Part D (PPO) MVP HEALTH CARE |
PPO | $160.00 | $615.00 | $9250.00 | 3.5 ★ | 4 ★ |
| Independent Health's Encompass 65 RED 043 (HMO) Independent Health |
HMO | $190.00 | $50.00 | $7000.00 | 5 ★ | 5 ★ |
| Forever Blue 751 (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
PPO | $210.00 | $615.00 | $6700.00 | 4.5 ★ | 4.5 ★ |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE |
HMO-POS | $229.00 | $300.00 | $6800.00 | 4 ★ | 4 ★ |
| Univera SeniorChoice Core (PPO) Excellus Health Plan, Inc |
PPO | $232.20 | $615.00 | $4000.00 | 3.5 ★ | 4 ★ |
| Wellcare Advantage Enhanced (PFFS) Wellcare |
PFFS | — | — | $4300.00 | 3.5 ★ | 4.5 ★ |
| Wellcare Advantage Simple (PFFS) Wellcare |
PFFS | — | — | $6700.00 | 3.5 ★ | 4.5 ★ |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE |
HMO-POS | — | — | $7200.00 | 4 ★ | 4 ★ |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc |
HMO-POS | — | — | $4500.00 | 4 ★ | 4 ★ |
| Independent Health's Encompass 65 (HMO) Independent Health |
HMO | — | — | $6750.00 | 5 ★ | 5 ★ |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare |
HMO-POS | — | — | $6700.00 | 3.5 ★ | 3.5 ★ |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
HMO | — | — | $6700.00 | 4 ★ | 4.5 ★ |
| Wellcare Patriot Simple (HMO-POS) Wellcare |
HMO-POS | — | — | $6700.00 | 3 ★ | 3 ★ |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare |
PPO | — | — | $9250.00 | 4.5 ★ | 5 ★ |
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
PPO | — | — | $6700.00 | 4.5 ★ | 4.5 ★ |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare |
HMO-POS | — | — | $9250.00 | 3 ★ | 3.5 ★ |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $4950.00 | 3 ★ | 3.5 ★ |
This is pricing information, not medical advice. Talk to your doctor or pharmacist before changing any medication.