Medicare Advantage plans in Saratoga County, New York (2026)
53 Medicare Advantage plans are available in this county for 2026, from the official CMS plan file. Click a column heading to sort, or filter by plan type below.
Looking for a standalone drug plan instead? Statewide Part D (PDP) options are on the New York Medicare plans page.
Filter by your medications
Select the drugs you take to see which plans cover them, and at what tier. Coverage comes from each plan’s official CMS formulary file.
| Plan | Type | Monthly premium | Deductible | MOOP | Overall stars | Part D stars | Your drugs |
|---|---|---|---|---|---|---|---|
| Wellcare Simple Open (PPO) Wellcare |
PPO | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Wellcare Giveback Open (PPO) Wellcare |
PPO | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Aetna Medicare Signature (HMO) Aetna Medicare |
HMO | $0.00 | $615.00 | $9250.00 | 3 ★ | 3 ★ | — |
| EmblemHealth VIP Value (HMO-POS) EmblemHealth |
HMO-POS | $0.00 | $215.00 | $7500.00 | 4 ★ | 4.5 ★ | — |
| AARP Medicare Advantage from UHC NY-29 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $600.00 | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| UHC Complete Care NY-33 (HMO-POS C-SNP) UnitedHealthcare |
HMO-POS C-SNP | $0.00 | $440.00 | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| CDPHP $0 Medicare Rx (HMO) CDPHP Medicare Advantage |
HMO | $0.00 | $500.00 | $6750.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) Humana |
HMO D-SNP | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Wellcare Simple (HMO-POS) Wellcare |
HMO-POS | $0.00 | $615.00 | $9250.00 | 3 ★ | 3 ★ | — |
| Aetna Medicare Elite (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| Wellcare Fidelis Simple (HMO-POS) Wellcare |
HMO-POS | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| HumanaChoice Giveback H5970-030 (PPO) Humana |
PPO | $0.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) Humana |
PPO D-SNP | $0.90 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $5.90 | $615.00 | $9250.00 | 3 ★ | 3 ★ | — |
| UHC Dual Complete NY-S4 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $5.90 | $615.00 | $9250.00 | 4 ★ | 4.5 ★ | — |
| MVP Medicare Complete Wellness with Part D (PPO) MVP HEALTH CARE |
PPO | $15.00 | $615.00 | $9250.00 | 3.5 ★ | 4 ★ | — |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $23.10 | $615.00 | $9250.00 | 3 ★ | 3 ★ | — |
| VNS Health EasyCare (HMO) VNS Health Medicare |
HMO | $25.00 | $500.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $31.00 | $615.00 | $9250.00 | 4 ★ | 4.5 ★ | — |
| HumanaChoice H5970-029 (PPO) Humana |
PPO | $32.00 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Wellcare Fidelis Assist (HMO-POS) Wellcare |
HMO-POS | $32.50 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| AARP Medicare Advantage from UHC NY-0015 (PPO) UnitedHealthcare |
PPO | $48.00 | $600.00 | $7900.00 | 3.5 ★ | 4 ★ | — |
| Wellcare Premium Enhanced (PFFS) Wellcare |
PFFS | $50.00 | $615.00 | $3400.00 | 3.5 ★ | 4.5 ★ | — |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $52.80 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| MVP DualAccess (HMO D-SNP) MVP HEALTH CARE |
HMO D-SNP | $54.60 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare |
PPO I-SNP | $58.80 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare |
PPO D-SNP | $58.80 | $510.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Wellcare Assist Open (PPO) Wellcare |
PPO | $58.80 | $530.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| MVP DualAccess Complete (HMO D-SNP) MVP HEALTH CARE |
HMO D-SNP | $58.80 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Wellcare Dual Access (HMO D-SNP) Wellcare |
HMO D-SNP | $58.80 | $410.00 | $9250.00 | 3 ★ | 3 ★ | — |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare |
PPO I-SNP | $58.80 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare |
HMO D-SNP | $58.80 | $615.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare |
HMO D-SNP | $58.80 | $580.00 | $9250.00 | 3 ★ | 3.5 ★ | — |
| EmblemHealth VIP Dual (HMO D-SNP) EmblemHealth |
HMO D-SNP | $58.80 | $615.00 | $9250.00 | 3 ★ | 3 ★ | — |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) Nascentia Health Plus |
HMO D-SNP | $58.80 | $615.00 | $8500.00 | — | 2.5 ★ | — |
| Nascentia Skilled Nursing Facility (HMO I-SNP) Nascentia Health Plus |
HMO I-SNP | $58.80 | $615.00 | $6000.00 | — | 2.5 ★ | — |
| Nascentia Dual Advantage (HMO D-SNP) Nascentia Health Plus |
HMO D-SNP | $58.80 | $615.00 | $8500.00 | — | 2.5 ★ | — |
| CDPHP Clear Rx (HMO) CDPHP Medicare Advantage |
HMO | $100.00 | $250.00 | $6400.00 | 4.5 ★ | 4 ★ | — |
| Senior Blue 652 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
HMO | $104.00 | $615.00 | $6700.00 | 4 ★ | 4.5 ★ | — |
| Aetna Medicare Enhanced (PPO) Aetna Medicare |
PPO | $109.00 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| MVP Medicare Secure Plus with Part D (HMO-POS) MVP HEALTH CARE |
HMO-POS | $116.00 | $400.00 | $6000.00 | 4 ★ | 4 ★ | — |
| Wellcare Premium Ultra (PFFS) Wellcare |
PFFS | $127.00 | $615.00 | $3400.00 | 3.5 ★ | 4.5 ★ | — |
| CDPHP Choice Rx (HMO) CDPHP Medicare Advantage |
HMO | $135.00 | $0.00 | $6000.00 | 4.5 ★ | 4 ★ | — |
| Forever Blue 770 (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield |
PPO | $220.00 | $615.00 | $6700.00 | 4.5 ★ | 4.5 ★ | — |
| Wellcare Advantage Enhanced (PFFS) Wellcare |
PFFS | — | — | $4300.00 | 3.5 ★ | 4.5 ★ | — |
| Wellcare Advantage Simple (PFFS) Wellcare |
PFFS | — | — | $6700.00 | 3.5 ★ | 4.5 ★ | — |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE |
HMO-POS | — | — | $7200.00 | 4 ★ | 4 ★ | — |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare |
HMO-POS | — | — | $6700.00 | 3.5 ★ | 3.5 ★ | — |
| CDPHP Core (HMO) CDPHP Medicare Advantage |
HMO | — | — | $6100.00 | 4.5 ★ | 4 ★ | — |
| Wellcare Patriot Simple (HMO-POS) Wellcare |
HMO-POS | — | — | $6700.00 | 3 ★ | 3 ★ | — |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare |
PPO | — | — | $9250.00 | 4.5 ★ | 5 ★ | — |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare |
HMO-POS | — | — | $9250.00 | 3 ★ | 3.5 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $4950.00 | 3 ★ | 3.5 ★ | — |
This is pricing information, not medical advice. Talk to your doctor or pharmacist before changing any medication.