Medicare Advantage plans in Rutherford County, North Carolina (2026)
64 Medicare Advantage plans are available in this county for 2026, from the official CMS plan file. Click a column heading to sort, or filter by plan type below.
Looking for a standalone drug plan instead? Statewide Part D (PDP) options are on the North Carolina Medicare plans page.
Filter by your medications
Select the drugs you take to see which plans cover them, and at what tier. Coverage comes from each plan’s official CMS formulary file.
| Plan | Type | Monthly premium | Deductible | MOOP | Overall stars | Part D stars | Your drugs |
|---|---|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana |
HMO C-SNP | $0.00 | $450.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus H1036-335 (HMO-POS) Humana |
HMO-POS | $0.00 | $250.00 | $3950.00 | 4.5 ★ | 4 ★ | — |
| Wellcare Simple Open (PPO) Wellcare |
PPO | $0.00 | $615.00 | $4300.00 | 3.5 ★ | 3.5 ★ | — |
| Wellcare Giveback Open (PPO) Wellcare |
PPO | $0.00 | $615.00 | $8300.00 | 3.5 ★ | 3.5 ★ | — |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina |
HMO-POS | $0.00 | $615.00 | $7450.00 | 4 ★ | 4 ★ | — |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina |
HMO | $0.00 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Wellcare Simple (HMO-POS) Wellcare |
HMO-POS | $0.00 | $615.00 | $4200.00 | 3.5 ★ | 3 ★ | — |
| HumanaChoice Giveback H5216-017 (PPO) Humana |
PPO | $0.00 | $450.00 | $9250.00 | 3.5 ★ | 3 ★ | — |
| AARP Medicare Advantage from UHC NC-0008 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $520.00 | $6700.00 | 4 ★ | 4 ★ | — |
| AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $600.00 | $8900.00 | 4 ★ | 4 ★ | — |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS) UnitedHealthcare |
HMO-POS | $0.00 | $520.00 | $5400.00 | 4 ★ | 4 ★ | — |
| UHC Complete Care NC-25 (HMO-POS C-SNP) UnitedHealthcare |
HMO-POS C-SNP | $0.00 | $520.00 | $5400.00 | 4 ★ | 4 ★ | — |
| Aetna Medicare Signature (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $6750.00 | 4.5 ★ | 5 ★ | — |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare |
PPO | $0.00 | $615.00 | $7500.00 | 4.5 ★ | 5 ★ | — |
| HumanaChoice Giveback H5525-035 (PPO) Humana |
PPO | $0.00 | $450.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice H5525-050 (PPO) Humana |
PPO | $0.00 | $350.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice H5525-083 (PPO) Humana |
PPO | $0.00 | $450.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Humana Gold Plus H6622-025 (HMO-POS) Humana |
HMO-POS | $0.00 | $350.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| DEVOTED CHOICE 005 NC (PPO) Devoted Health |
PPO | $0.00 | $370.00 | $5300.00 | — | — | — |
| DEVOTED CHOICE GIVEBACK 006 NC (PPO) Devoted Health |
PPO | $0.00 | $605.00 | $8000.00 | — | — | — |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana |
HMO D-SNP | $13.00 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana |
HMO D-SNP | $14.20 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina |
HMO-POS D-SNP | $18.70 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana |
HMO D-SNP | $20.00 | $615.00 | $9250.00 | 4.5 ★ | 4 ★ | — |
| HumanaChoice H5525-070 (PPO) Humana |
PPO | $24.00 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $25.30 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Wellcare Dual Liberty Open (PPO D-SNP) Wellcare |
PPO D-SNP | $25.80 | $395.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare |
HMO-POS D-SNP | $27.50 | $615.00 | $9250.00 | 3.5 ★ | 3 ★ | — |
| Humana Dual Select H6622-027 (HMO-POS D-SNP) Humana |
HMO-POS D-SNP | $29.00 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana |
PPO D-SNP | $30.40 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Wellcare Assist Open (PPO) Wellcare |
PPO | $31.00 | $480.00 | $4201.00 | 3.5 ★ | 3.5 ★ | — |
| Aetna Medicare Value Plus (HMO) Aetna Medicare |
HMO | $32.20 | $615.00 | $5500.00 | 4 ★ | 3.5 ★ | — |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare |
HMO-POS D-SNP | $32.20 | $385.00 | $9250.00 | 3.5 ★ | 3 ★ | — |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana |
PPO D-SNP | $33.50 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| Humana Gold Plus H6622-026 (HMO-POS) Humana |
HMO-POS | $34.80 | $350.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health |
HMO D-SNP | $35.00 | $615.00 | $9250.00 | 5 ★ | 4.5 ★ | — |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare |
PPO I-SNP | $36.20 | $615.00 | $9250.00 | 4.5 ★ | 5 ★ | — |
| UHC Dual Complete NC-S001 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $36.20 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare |
PPO D-SNP | $36.20 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare |
HMO D-SNP | $36.20 | $615.00 | $9250.00 | 4 ★ | 3.5 ★ | — |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare |
HMO-POS D-SNP | $36.20 | $425.00 | $9250.00 | 3.5 ★ | 3 ★ | — |
| UHC Dual Complete NC-V001 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $36.20 | $615.00 | $5900.00 | 4 ★ | 4 ★ | — |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare |
HMO-POS D-SNP | $36.20 | $615.00 | $9250.00 | 4 ★ | 4 ★ | — |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health |
HMO D-SNP | $36.20 | $615.00 | $6750.00 | 5 ★ | 4.5 ★ | — |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health |
HMO D-SNP | $36.20 | $615.00 | $9250.00 | 5 ★ | 4.5 ★ | — |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health |
HMO C-SNP | $36.20 | $615.00 | $9250.00 | 5 ★ | 4.5 ★ | — |
| DEVOTED C-SNP PREMIUM 018 NC (HMO C-SNP) Devoted Health |
HMO C-SNP | $36.20 | $615.00 | $5600.00 | 5 ★ | 4.5 ★ | — |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan |
HMO I-SNP | $36.20 | $615.00 | $9250.00 | 5 ★ | 5 ★ | — |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina |
HMO-POS | $47.00 | $100.00 | $4200.00 | 4 ★ | 4 ★ | — |
| AARP Medicare Advantage from UHC NC-0009 (HMO-POS) UnitedHealthcare |
HMO-POS | $48.00 | $440.00 | $5400.00 | 4 ★ | 4 ★ | — |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina |
PPO | $53.00 | $100.00 | $6300.00 | 4.5 ★ | 4 ★ | — |
| HumanaChoice H5216-211 (PPO) Humana |
PPO | $54.00 | $615.00 | $9250.00 | 3.5 ★ | 3 ★ | — |
| Humana Full Access R0110-005 (Regional PPO) Humana |
Regional PPO | $117.00 | $615.00 | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| AARP Medicare Advantage Access from UHC NC-23 (PPO) UnitedHealthcare |
PPO | $255.00 | $600.00 | $3000.00 | 4.5 ★ | 4 ★ | — |
| Wellcare Patriot Giveback Open (PPO) Wellcare |
PPO | — | — | $8850.00 | 3.5 ★ | 3.5 ★ | — |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina |
PPO | — | — | $9250.00 | 4.5 ★ | 4 ★ | — |
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina |
HMO-POS | — | — | $3900.00 | 4 ★ | 4 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $9250.00 | 3.5 ★ | 3 ★ | — |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare |
HMO-POS | — | — | $7900.00 | 4 ★ | 4 ★ | — |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare |
PPO | — | — | $6750.00 | 4.5 ★ | 5 ★ | — |
| Humana USAA Honor Giveback (PPO) Humana |
PPO | — | — | $9250.00 | 3.5 ★ | 3.5 ★ | — |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health |
PPO | — | — | $9250.00 | — | — | — |
| HumanaChoice R0110-004 (Regional PPO) Humana |
Regional PPO | — | — | $7000.00 | 3.5 ★ | 3.5 ★ | — |
| Humana USAA Honor Giveback (Regional PPO) Humana |
Regional PPO | — | — | $9250.00 | 3.5 ★ | 3.5 ★ | — |
This is pricing information, not medical advice. Talk to your doctor or pharmacist before changing any medication.